Best gifts I have ever given or received I have always prided myself on being a good gift-giver. Not because of the amount of money I spend, but because of the amount of thought I put into gifts. But, I don’t like to give gifts on birthdays or specific holidays – Christmas being the exception. Although …
The question of whether to pay off your mortgage faster or invest commonly comes up in financial independence circles. In a perfect world, everyone would have enough money to max out their retirement savings accounts and pay off their mortgage faster. Unfortunately, this is not realistic, at least not for our household. When we bought our …
Monthly Money Mistake – October 2019 – Waiting too long to renegotiate a mortgage Reflecting back on my monthly money mistakes I’ve started to see a bit of a trend. A lot of my mistakes and areas of improvement related to food. I’m not totally surprised by this as food is a variable expense that can …
Navigating Going Back to Work After Maternity Leave – All the Feelings It has now been almost 2 months since going back to work after maternity leave and I’m exhausted! I thought that I was tired in the first few months after my little one was born. But going back to work I have achieved a …
Female Canadian Personal Finance Blogs Everyone Has a Story When I first started thinking about creating a blog I was super intimidated. I had read a lot of great blogs from some excellent writers and thought that I could never compare to them. I had a serious case of imposter syndrome. Then I realized something, I didn’t have …
There is more than one RRSP benefit available to you. In order to fully understand these, you should have a good understanding of RRSP’s in general. A RRSP is a registered retirement savings plan. It is a tax deferred account. This means, you contribute pre-tax money, it grows tax free and then it is taxed when …
There is just something about a long weekend that makes me feel so much more relaxed than a regular weekend. The weather can be awful, or I can be not feeling great and it doesn’t matter if it’s a long weekend. It is currently Monday of a long weekend and I just woke up from a …
Everyone has advice for new moms. Some of it good and some of it unsolicited. This article isn’t about that kind of advice. It is about real advice for new moms. What I would tell my pregnant self if I could go back in time. The insider information that I would share with my close friends and family. As the mom …
Not Paying Attention at the Grocery Store Financially I think I do a lot of things well but there is always room for improvement. The monthly money mistake series is a place where I can highlight a mistake from the previous month. Provide follow up from previous months’ mistakes. And record action steps for improvement in the …
Financial Freedom Mindset – The Catalyst At the age of 32 and a half, (I know a weird age to reflect on), it hit me. If I was going to work until the traditional retirement age of 65 then I would have to work for as long as I had currently been alive! Just the thought …
