Deciding whether to invest or pay off your mortgage faster is a common questions in financial independence circles. Here is one couple's story as to why they chose to pay off their mortgage faster (in under 5 years). #payoffmortgage #mortgagefaster #handfulofthoughts

Paying Off a Mortgage Faster – Why We Did It

The question of whether to pay off your mortgage faster or invest commonly comes up in financial independence circles.   In a perfect world, everyone would have enough money to max out their retirement savings accounts and pay off their mortgage faster.  Unfortunately, this is not realistic, at least not for our household. When we bought our …

Why I love budgeting and how its changed my life. Simple answer, budgeting has helped my net worth grow to nearly $500,000 in less than 5 years. #budget #networth #handfulofthoughts

Guest Post: Why I Love Budgeting & How its Changed My Life

This week I’m excited to have my very first guest post – Why I Love Budgeting & How its Changed My Life.  Rachel is the creative behind Money Hacking Mama.  She is passionate about sharing money hacks for savvy mamas.  As a mama on the path to financial independence Rachel has a lot to share.  By making a few simple …