Hi, I'm Maria!

About page for Handful of Thoughts. Picture of creator of blog - Maria!

A millennial momma with no desire to work for someone else until I’m 65. If that sounds familiar to you then. You’re in the right place.

Handful of Thoughts is part financial independence, part personal finance, with some momma/parenting stuff sprinkled throughout.  It is all experience based with no guru expertise. 

This blog is a place where I will share what I have learned on my journey as a new momma pursuing financial independence, including my successes and my struggles.

Without really knowing it, I have been pursuing financial independence for a few years now.  Saving money but never really having a goal.  Now I’m saving my money to gain more control of my time.  Handful of Thoughts can also help you gain control of your time.

Money Past

While I am married to a bit of a spender, I am a natural saver.  Throughout our marriage we have slowly converted each other to what we call valuists.  

I am constantly trying to be more mindful with both my money and my time. Spending a bit of money to get the most value of my time has now become more of a priority.

I am proud to say that we paid off our $342,000 mortgage in under five years.  Although that may not have been the smartest financial decision, it was the right decision for us.

Money Present

After we paid off our mortgage we decided to further invest in real estate and buy rental properties.  We now own our own property and 9 other rental properties.  Besides borrowing money for the mortgages we have not borrowed from or partnered with anyone else in this venture.

We manage all our properties ourselves on top of hanging out with our little one and our full time day jobs. Needless to say, life can get pretty busy at times. Having systems and checklists in place really helps with this.

After living in someone else’s house for a few months, we have now moved into a new home and yet again have a mortgage.  Being in debt is no fun. We now have a renewed goal and plan on paying this mortgage faster too.

Money Future

So what am I doing this all for?

I want more control of my time, but am not willing to sacrifice my happiness now to achieve financial independence.

Since the birth of our little one time how I spend my time has become more important.  I can always make more money but time is a finite resource.  This is the reason for my pursuit of financial independence. 

Our goal is to continue to save more than we make, align our spending with our values and one day quit our “day jobs.”

What Are You Waiting For?

Come on this journey with me, let’s do this together.  Let’s save money, pay off debt and live a life we have always imagined.  

As a teacher I have devoted hours to other people and now want to help you.  Let’s get (and keep) control of our finances and our time.  Don’t know where to start? Start with the Foundational Money Series (FMS).

What do you have to lose?

Let's Connect

Follow along on my journey and get all the insider information by joining my email list.  

Reach out and introduce yourself or just follow along on Twitter, Instagram, Pinterest.

Send me an email to maria@handfulofthoughts.com or connect through my contact page.