Mindset

20 goals for 2020 is just too irresistible to resist.  So after reflecting on this past year, I have come up with 20 goals that I would

The end of the year and the end of the decade can be exciting times.  The next year and decade hold so much promise.  But before looking

Agreeing to do something without thinking about the implications December is notoriously a large spending month in our household.  Yes, there is spending associated with Christmas

I have never reflected back on a decade before, but seeing a bunch of other people’s decade in review has made me want to jump

Failing to track monthly expenses Financially I think I do a lot of things well but there is always room for improvement. The monthly money

How to Avoid a Transactional Christmas As a young child, I remember the lead up to Christmas morning.  My parents would buy gifts and then try