This month’s money mistake – not keeping up on vehicle maintenance Financially I think I do a lot of things well but there is always room for improvement. The Monthly Money Mistake series is a place where I can highlight a mistake from the previous month, provide follow up from previous months’ mistakes, and record …
When we first merged our finances (which was very early in our relationship) I noticed that I spent a lot less than hubby did. At the time we had no concept of what we were spending or how to align our spending with our values. But then we started budgeting for fun money and everything changed. In …
When I first announced to some of my coworkers that I intended on retiring early, their immediate response was that I would not earn my full teacher pension. All I could think of in response was that if I was retiring early, chances are I didn’t need to rely on my full teacher pension. Their …
She’s Working for $ 6.36/hour – a Teacher Pension Case Study Read More »
Has it been a while since you set your goals? Have you forgotten that you even set goals? Unsure how to kick-start your goals? Or are you feeling stuck and don’t know how to start pursuing your goals again? Don’t worry it happens to everyone at one point or another. According to Reliable Planet, only 20% of …
How to Kick-Start Your Goals When You’re Feeling Stuck Read More »
This month’s money mistake relates to avoidable food waste. Welcome to another installment of my monthly money mistake. Although I try really hard to keep control of my finances, I am human and mistakes happen. This series is where I talk about those mistakes in hopes that it helps you identify areas of improvement in your …
The year was 2016, but we never realized the tax mistake until 2017. 2015 was a huge turning point for us. We had paid off our mortgage in 2014 and then decided to invest in real estate. In 2015 we bought our first rental property, in fact, we bought our first 4 rental properties that year. Then in …
I am a huge fan of systems as a way to make my life easier without affecting my budget. As a full-time teacher, momma, real estate investor and blogger, I rely on my systems to get me through my day without looking or feeling like a complete idiot. Sure, I could make my life easier …
20 goals for 2020 is just too irresistible to resist. So after reflecting on this past year, I have come up with 20 goals that I would like to accomplish this year. Some people don’t believe in new year’s resolutions and there is a lot of data that supports not making them. Although people start off the year …
The end of the year and the end of the decade can be exciting times. The next year and decade hold so much promise. But before looking ahead too much I wanted to take some time to reflect on the past year with this 2019 recap. Related Post – Decade in Review 2010-2019 Money is not our sole focus. We continuously …
Agreeing to do something without thinking about the implications December is notoriously a large spending month in our household. Yes, there is spending associated with Christmas but it is also the month where we make our annual charitable donations. I am happy to report that this month we were able to donate to our 2 charities …