I have never reflected back on a decade before, but seeing a bunch of other people’s decade in review has made me want to jump on the bandwagon. The details in my decade in review will also highlight some of my values and where I chose to spend my time and money. It will be a good …
11 Money-Saving Tips You Need to Implement Right Now Whether it’s finding a $20 bill in a winter jacket or a few coins in couch cushions who doesn’t love finding free money? If you are someone who wants to save or find more money, then this list is for you. Below are 11 money-saving tips that …
Parkinson’s law, made famous by Cyril Northcote Parkinson, states that “work expands so as to fill the time available for its completion.” If something is to be done in a year, it will be done in a year. If something is to be done in a week then it will be done in a week and so …
Failing to track monthly expenses Financially I think I do a lot of things well but there is always room for improvement. The monthly money mistake series is a place where I can highlight a mistake from the previous month. Provide follow up from previous months’ mistakes. And record action steps for improvement in the future. Since …
A money motto can be highly motivating on your quest for financial freedom. If you don’t currently have one hopefully you will find some inspiration in this post. A motto is a short saying or phrase that represents a set of beliefs or ideals. Schools, cities, and organizations often have mottos that represent their brand or …
As a young child, I remember the lead up to Christmas morning. My parents would buy gifts and then try to hide them so that we would not find them. But my sisters and I were very clever and loved to snoop around. The thrill was in the hunt to try and find the gifts and figure …
I have always prided myself on being a good gift-giver and I’ve decided to summarize the best gifts I have ever given or received. Not because of the amount of money that was spent, but because of the amount of thought put into the gifts. And no, you don’t have to spend a lot of …
The question of whether to pay off your mortgage faster or invest commonly comes up in financial independence circles. In a perfect world, everyone would have enough money to max out their retirement savings accounts and pay off their mortgage faster. Unfortunately, this is not realistic, at least not for our household. When we bought our …
Monthly Money Mistake – October 2019 – Waiting too long to renegotiate a mortgage Reflecting back on my monthly money mistakes I’ve started to see a bit of a trend. A lot of my mistakes and areas of improvement related to food. I’m not totally surprised by this as food is a variable expense that can …
Navigating going back to work after maternity leave has one of the hardest things I have had to do since having my little one. Not only did I have to prepare to return to a job I had been away from I was also dealing with an increase in hormones as I was still breastfeeding. …